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What Does Boat Insurance Cover? Updated: February 2017 Boat insurance may help cover a motorboat, sailboat or personal watercraft if it's stolen or damaged. It may also help protect you if you accidentally injure someone or damage their property with your boat. READ MORE >>

Tips to Maintain Your Home This Fall The costs of not preparing your home properly for fall can be high. Here are some timely maintenance tips you may find helpful: Clean Gutters. Gutters clogged with debris can lead to damage to your roof line, soffit, exterior siding and even the foundation of your home. READ MORE >>

After the Tornado In the aftermath of a tornado, safety needs to be foremost in your mind. Surviving the tornado, itself, is only half the battle. Downed power lines, gas leaks and damaged property all pose potential hazards after the storm has passed. READ MORE >>

Glossary of Life Insurance Terms Beneficiary: The individual, individuals, or organizations designated by the policy owner to receive the benefit when the insured dies when the policy is in force. Cash surrender value: The amount of money you can "sell" your policy back to the issuing company for, in exchange for cash. READ MORE >>

Benefits of Life Insurance We understand that discussing life insurance can be difficult. But we also understand the importance of securing a life insurance policy that will protect your family. Here are six benefits of life insurance. Protect Your Mortgage. READ MORE >>

Simple Steps to Protect Your Property from a Fire Do you know the basics of fire safety? In elementary school, we all learn stop, drop, and roll and to check our smoke detectors. What else can you do to keep your family safe and reduce the risk of a fire? The answer may be surprisingly simple: yard work and home maintenance. READ MORE >>

Does My Auto Insurance Cover Fire Damage? No one wants to think about car accidents or injuries but according to the National Fire Protection Association there is a vehicle fire reported every 3 minutes. Before becoming one of these statistics, make sure you understand your automobile insurance coverage and protect yourself and the ones you love. READ MORE >>

Is Your Chimney a Winter Fire Hazard? When smoke travels up a chimney, some of it condenses into creosote, which is a tar-like substance that will build up over time. The creosote sticks to the flue and creates a major fire hazard in the chimney as it builds up. READ MORE >>

How to Prevent Frozen Pipes During the Winter Every winter about 250,000 people find themselves with messes from pipes that freeze and burst. In addition to erupting and filling a room with water, a burst pipe can also cost a person thousands of dollars in damages. READ MORE >>

A Quick Guide To Understanding Winter Storm Warnings The National Weather Service has explained some of the different winter storm warnings. There is a difference between a warning, a watch, and an outlook. A watch can be issued 24 to 72 hours prior and can range from a blizzard watch to a lake effect snow watch to a wind chill watch to a winter storm watch. READ MORE >>

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