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Five Things You Need to Know About Flood Insurance

A new season brings new weather, and this means a review of your current insurance policy or making a conscious decision to get one. Flood insurance is one of those special policies that you may not think you need, but will always come in handy when you least expect it.

As your independent agency, we’d like to give you a few things to consider:

  • Flood insurance is not covered by most home policies.
  • Flood insurance covers your building and personal contents, but does have some restrictions.
  • Coverage limits may vary based on the structure and contents (residential vs. non-residential).
  • There are federally defined flood hazard areas defined on the Flood Insurance Rate Map which fall under the 100-year flood zone.
  • Flood insurance is affordable.

We can help you obtain a flood policy that will protect your investment and budget with live, comparable quotes. We are available to answer any questions you may have. Our agents will educate you on flood zone areas and specific coverages that may be needed based on your property and contents.

For more information on getting a policy that will work for you, contact us to speak with one of our agents today!

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